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for the people who quit the default and built their own clock

Credit Cards & Banking

The banking stack that makes location-independent business survivable.

Business cards that pay you in points. FX strategies that don't quietly bleed 3% out of every transfer. The crypto rails some of our clients now use for supplier payments. And the multi-currency accounts that keep CAD-USD-EUR life from becoming a part-time spreadsheet hobby.

We cover what works, what's expensive, and what's a marketing-funded mirage.

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