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for the people who quit the default and built their own clock

Retirement & Savings

RRSP, TFSA, FHSA, HSA, the foreign-property reporting on T1135, and the sequencing decisions that mean tens of thousands of dollars over a working life.

Most business owners are under-using these vehicles because the rules are dull. We make them legible, and we cover the ones that matter most for cross-border owners. The T1135 alone has wrecked more peace of mind than any audit we've seen.

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